You have a choice in how to manage a non-fault accident claim. That choice could affect whether you pay an excess.
When claiming with an accident management company, you don’t pay an excess. This is one of the many reasons why thousands of drivers every year choose TRUST Claims NI.
Some people think they need to call their own insurance company after a non-fault accident. This isn’t the case. If you claim with your own insurer, you’ll be required to pay your insurance policy excess to start your claim.
Excess fees are in place to deter claims that are:
Instead of claiming on your own insurance policy, we claim directly against the other driver’s insurance. This avoids having to pay your excess and claiming against your own policy.
Before we move forward with your claim, we analyse the accident circumstances and evidence. By handling only non-fault claims, the other driver’s insurance is liable to cover all costs. This means you avoid the financial burden of paying your own policy excess.
In the UK, you have a legal right to compensation if another party is found to be negligent, resulting in damage or injury. In the case of road traffic accidents, this means breaching the Highway Code or committing specific offences under the Road Traffic Act.
The Credit Hire Organisation (CHO) and the Association of British Insurers (ABI) have guidelines and agreements. These agreements are in place to to minimise the impact on your day-to-day life, after being inconvenienced by a non-fault accident.
With TRUST Claims NI, there is no excess to pay when making a non-fault claim.
Your No Claims Bonus (NCB) is left unaffected when you make a claim.
Our EastHills Garage use only manufacturer-approved parts and paint.
You’ll have a vehicle comparable in size & specification to yours while it’s off the road.
Our purpose is to take away the inconvenience, stress and disruption caused by a non-fault accident. As a leading accident management company, we provide a start-to-finish service covering every aspect of claims management.
Trusted by thousands of customers throughout the UK.
Avoid paying your insurance excess for a non-fault claim.
Your no claims bonus remains unaffected in a non-fault accident.
Offering a personal claims handling service.
Offering round-the-clock recovery and secure storage nationwide.
Providing a vehicle that matches your own in size and specification.
Quality repairs with manufacturer approved parts and paint.
When claiming with an accident management company, you don’t pay an excess. This is one of the many reasons why thousands of drivers every year choose TRUST Claims NI.
Our team of non-fault claim specialists are ready to answer any questions you have. Provide your details here to request a callback. One of our advisors will call you back as soon as possible. Alternatively, call us on 02892789107 to speak to someone now.
Speak to us first. We’ll handle everything.
Call us on 02892789107
info@rtaclaimassist.co.uk
34a Beechill Park Avenue, Belfast BT8 7PR
ⓒ TRUST Claims NI Ltd (ACA) 2025